Debt funds are considered to be the safest category of mutual funds as they invest a significant portion of their corpus in fixed income bearing securities like debentures, government securities, bonds, treasury bill, and money-market instruments. These funds aim to optimize returns by investing in instruments with stable returns. Although debt funds do not invest in market-linked securities their Net Asset Value or NAV may get hurt due to a fall in the interest rates or the downgrade or rating...

Debt funds are a great way to invest money into fixed-income instruments like corporate bonds, government securities, debentures, etc. However, investing in these ventures also come with potential risks. That is why every investor needs to be well-aware of all the intricate details of these debt funds before investing in them. Therefore, here are some of the essential things to know about these funds for your reference: Expense Ratio The terms "expense ratio" refers to the aggregate of expendi...

How to invest in Debt Mutual Funds? Debt markets over the last year have been through turmoil with the wake of a downgrade of IL&FS. Post this event, several skeletons came out of the closet which eventually has kept investors at bay. However, all is not wrong in this space. Investors having a lower risk appetite can still make decent returns. Given this fear and uneasiness about this category, let us discuss debt mutual funds ...